Plan from HDFC

Check this Plan send to you by HDFC

Plan 1

 

Please find below details of HDFC CREST with Highest Guaranteed NAV features.

 

Following are some important features of the HDFC CREST plan:

1) Highest Guaranteed NAV. : Highest Guaranteed NAV of intial 7 years or Rs. 15 whichever is higher at maturity.

2) Tax Benefit (Sec 80 C and Sec. 10(10D))

3) Exclusive Fund Managers who track your Investments every day.

4) Loan Facility Available within first 5 years.

5) Fixed Policy Term 10 years and Premium Paying Term 5 years only.

6) Minimum Insurance cover 10 times of annualised premium or maximum Insurance cover 20 times of annualised premium.

7) Minimum Annualised premium Rs.50000/- and Maximum no limit.

8) Partial Withdrawl is allowed after 5 years.

I am attaching a brochures and Economic Times news regarding CREST for your reference.

 

Plan 2

 

This is regarding HDFC LIFE's Single Premium Investment plan i.e. Progrowth Maximiser with Highest Guaranteed NAV feature.

Following are some important features of the HDFC LIFE's Single Premium Investment plan:

1) Highest Guaranteed NAV. : Highest Guaranteed NAV of intial 7 years or Rs. 15 whichever is higher.

2) Tax Benefit (Sec 80 C and Sec. 10(10D))

3) Exclusive Fund Managers who track your Investments every day.

4) Loan Facility Available.

I am attaching a brochures for your reference.

 

Please go through and if any queries call us on the below mentioned numbers.

 

Waiting for your positive response

 

Sr.no	Contact Person	Contact Nos.
1	Sanjay Khanvilkar	7387325003
2	Ashay Vaidy	9960703855
3	Bhushan	9967372646
4	Manish	9920923603
5	Ajay	9702995938
6	Bhalendra	9172269081

Thanks & Regards,

Sanjay Khanvilkar

H.D.F.C. LIFE

VASAI

Cell -7387325003.

How to Avoid Cancer

Today thanks to the efforts of The Borivli Malayali Samajam, a whole lot of people had the privilege of understanding how the dreaded disease Cancer is caused and how it can be avoided.

The presentation on the subject was done by Dr. Nilesh Ingole, Preventive Oncologist at Tata Memorial Centre and with him was Dr. Kshama Vairagi, who is a Clinical Psychologist at Tata Memorial Centre. The challenge for her is to play the Breaking News.

How you break the news to a patient, so that they undergo the medication course and or come – back for the follow up, and or just be told that 6 Months from now…..!!!

Well Dr. Kshama – no doubt plays a very important role in handling the most important assignment of easing the patient, mentally.

Dr. Nilesh emphasizes that the best way to avoid succumbing to Cancer is to get TREATED EARLY. For most of us, our Vehicle is more important than oneself. The moment your vehicles mileage drops, or starts a little late during ignition, or has a little dry sound while driving, we are sure to take the vehicle to a Garage and get it completely checked up but at the same time we hesitate to take care of ourselves as much, even when we see the symptoms. Or is it that we don’t read the symptoms.

Cancer:

Growth of lump or tumor in your body. This means the combination of cells that grow abnormally in your body. These can be benign or cancerous, but needs to be checked immediately with a qualified doctor. The earlier it is checked, it is ensured that it does not spread in the body. This can be treated by Surgery, Radiotherapy or Chemotherapy, as may be suggested by the doctor.

Certain Cancers like Breast Cancer, Career of the Cervix and Oral Cancer is detected earlier and can be easily prevented from spreading in the body.

7 Warning Signals of Cancer:

1. Hoarseness of Voice

2. Difficult in swallowing solids and liquids

3. Change in Bowel / Bladder habits

4. Change in Wart size / Mole Size.

5.Unusual bleeding from the body outlets – while coughing (indicative of Lung Cancer), while Urinating ( indicative of Urinary Cancer) and Stools ( indicative of Stomach or internal bleeding). Irregular periods and Forced Menopause are also indicative of the need to be checked.

6. Non – healing ulcers in the mouth and Lump in the breast

7. Post – coital bleeding.

Risk Factors:

Þ    60% of detected Cancer is due to the use of Tobacco. It comes in various formats including Cigarette, Gutka, Hookah, Areca Nut, Lime, Bidis, Mashir, Khaini, etc.

Over 9lac people die every year due to tobacco related diseases every year – this       translates to 1 death every 40 seconds.

Þ    HPV (Human Papilova Virus) causes Cervix Cancer

Þ    Hepatitis B Virus Causes Liver Cancer

Þ    Continuous exposure to Chemicals and Dyes can cause Skin Cancer

Þ    Lack of Healthy Exercise / Junk food are also causes of Cancer

The important thing to note is EARLY DETECTION IS COMPLETE CURE.

Also ensuring good diet while undergoing treatment also helps you to recover soon.

Those having any queries and need to be answered can write to: kshamavairagi@gmail.com.

Remember healthy life style and early detection is the guard to a good happy life.

RULES/DETAILS/ APPLICATION FORM FOR FELICITATION OF TEACHERS/NURSES WHO HAVE COMPLETED 25 YEARS OF SERVICE AS A TEACHER/ NURSE

(a)    This felicitation of teachers/nurses is being done as part of the Golden Jubilee Celebrations of the Samajam. Similar felicitation was conducted during the Silver Jubilee year in 1986. Those who were felicitated on that occasion are not eligible for this felicitation.

(b)   This felicitation is restricted to only Samajam members or their spouses or their unmarried daughters.

(c)    Persons eligible for felicitation should be a valid member of the Samajam as on 1^st April, 2011.

(d)   The applicant should have completed 25 years of continuous service or will be completing 25 years of continuous service as on 31^st December, 2011 as a Teacher/Nurse in a recognized school/college/hospital/nursing home

(e)   Valid documents duly signed/attested indicating the length of service should be attached along with this application.

(f)     Validity of membership to the Samajam shall be governed by the Bye-laws (Rules & Regulations) of the Samajam.

APPLICATION FORM

(1)    Name & address of the applicant:                            Shri/Ms. _______________________________    

  ________________________________

(2)    Whether a valid member of the Samajam            YES/NO                If YES, membership No._______

(3)    Name & address of husband/wife/father/mother           _______________________________

(4)    Whether a valid member of the Samajam            YES/No                 If YES, membership No._______

(5)    Details of employment:

(a)    Name & address of the Institution                                  ________________________________

(b)   Date of joining the Institution                                           ________________________________

(c)    Whether still working in the institution                        ________________________________

(d)   Completed years of service                                                                _______________________________

(e)   Year of retirement                                                                     ______________________________

(f)     Completed years of service at the time of retirement  ______________________________

(g)    Current designation

(h)   Designation at the time of retirement

(i)     Subjects taught

(j)     Awards/Prizes received from Government/other

Organizations

(k)    Any other information which you wish to share:

(l)     Documents attached

Signature of the applicant

List of Sports Events

Boys below 6 years         Born in 2006 or later

1.30 Meters Run

2. Picking up sweets

Boys below 8 years         Born in 2004 and 2005

3. 50 Meters Run

4. Lemon & Spoon Race

5. Book Balancing            (20 meters)

Boys below 10 years       Born in 2002 and 2003

6. 50 Meters Run

7. Lemon & Spoon Race

8. Book Balancing            (20 meters)

Boys below 12 years       Born in 2000 and 2001

9.  60 Meters Run

10. 50 Meters Skipping

11. Long Jump

Boys below 14 years       Born in 1998 and 1999

12. 60 Meters Run

13. 600 Meters Run

14. Shot Put

15. Long Jump

Boys below 16 years       Born in 1996 & 1997

16. 60 Meters Run

17. 800 Meters Run

18. Shot Put

19. Long Jump

Boys below 18 years       Born in 1994 and 1995

20. 60 Meters Run

21. 800 Meters Run

22. Shot Put

23. Long jump

Men above 18 years and below 40 years

24. 60 Meters Run

25. Throw Ball

Men above 40 years

26.60 Meters Run

27. Throw Ball

LIST OF EVENTS (Girls)

Girls below 6 years          Born in 2006 or later

28.30 Meters Run

29. Picking up sweets

Girls below 8 years          Born in 2004 and 2005

30. 50 Meters Run

31. Lemon & Spoon Race

32  Book Balancing          (20 meters)

Girls below 10 years       Born in 2002 and 2003

33. 50 Meters Run

34. Lemon & Spoon Race

35. Book Balancing          (20 meters)

Girls below 12 years       Born in 2000 and 2001

36.   60 Meters Run

37. . 50 Meters Skipping

38. Long Jump

Girls below 14 years       Born in 1998 and 1999

39. 60 Meters Run

40. 50 Meters Skipping

41. Shot Put

42. Long Jump

Girls below 16 years       Born in 1996 & 1997

43. 60 Meters Run

44. 60 Meters Skipping

45. Throw Ball

46. Long Jump

Girls below 18 years       Born in 1994 & 1995

47. 60 Meters Run

48  Needle & Thread Race

    

Women above 18 years but below 30 years

 49. 60 Meters Run

50. Throw Ball

 51. Musical Chair

52. Needle & Thread Race

    

Women above 30 years

53 Meters Run

54. Throw Ball

 55. Musical Chair

Form for Literary and Cultural Competition

Date : 22/01/2012                                                       Venue: V.K.Krishna Menon Academy

Time: For Painting Competition        10.00 A.M                   New MHB Colony, Borivli (W)

                                                                                                 Mumbai 400 091

Other Competitions                               2.30 P.M

Details / Rules

a.       This competition is open to only members of the Samajam and their families. (Family means husband/wife/son/daughter/mother/minor brother or sister residing with them).

b.       Members should not be in arrears of their membership subscription.

c.       Participation is permitted only in his/her age group.

d.       Maximum time allotted for participants in each item is as follows: Fancy Dress – 1mt, Story Telling – 5mts. Light Music -5mts, Elocution -3mts., Extempore Speech – 5mts. Poetry Recitation -5mts, Memory test – 1mt.

e.       No backstage/back ground effects will be allowed for any item.

f.        No musical instruments are allowed for light Music competitions. Songs in Malayalam language only.

g.       Age Group/Item  number and descriptions of various competitions are as follows:

Children below 6 yrs Born in 2006 or later	Children below 10 yrs. Born in 2002 and 2003 or later	Children below 14 yrs. Born in 1998 & 1999 or later	Children below 16 years Born in 1996 and 1997 or later
1.       Fancy Dress 2.       Story telling in Malayalam 3.       Light Music 4.       On the spot Painting	5.       Fancy Dress 6.       Story telling in Malayalam 7.       Light Music 8.       On the spot Painting	9.       Fancy Dress 10.   elocution (Malayalam) 11.   Elocution (English) 12.   Light Music 13.   On the spot Painting	14.   Fancy  Dress 15.   Elocution(Malayalam) 16.   Elocution (English) 17.   Light Music 18.   On the spot Painting

FOR MEN AND WOMEN ABOVE 16 YEARS

19. FANCY DRESS  20. EXTEMPORE SPEECH 21. LIGHT MUSIC  ( MALAYALAM) 22. POETRY RECITATION IN MALAYALAM (5MTS.) 23. MEMORY TEST (FOR WOMAN ABOVE 30 YEARS)

SUBJECTS FOR ELOCUTION CONTEST:

ITEM  10 & 11             1. Necessity is the Mother of Invention

                        2. How will you control Noise Pollution?

ITEM 15 & 16. 1. Corruption in Indian Society

                        2. If you are the Prime Minister of India what would be your priorities?

h.         The decision of the judges shall be final and binding on all participants

i.          Participants are advised to check the approximate time/schedule for each item at the Samajam Notice. Board on or after 20.01.2012 during office hours (8 a,m  to 1 p.m). on all days except Sundays)

j.          Members interested in participating are requested to fill in the attached form in full and submit the Same to the Samajam Office or to the area-in-charge on or before 18-1-2012. Incomplete forms and entries in any other format will not be accepted

HON GENERAL SECRETARY

To:

Hon . Gen Secretary

The Borivli Malayali Samajam

6 Mathura Vihar, SVP Road,

Borivli West, Mumbai – 400 103

Dear Sir

Re: LITERARY & CULTURAL COMPETITION  2011-12

This is to inform you that I /following members of my family will be participating in the Literary and cultural Competition of the Samajam to be held on 22-1-2012

           Name of Participant       Relationship with Member     Date of Birth           Items Nos.

1        ___________________________________________________________________
2        ___________________________________________________________________
3.       ___________________________________________________________________
4.       ___________________________________________________________________
5.       ___________________________________________________________________

I have read the rules of the competition and agree to abide by them.

Name and Address of Member

__________________________________                                        Yours faithfully

__________________________________

__________________________________                                        (Signature of Member)

Tel. No. ___________________________

Member Ship No.                                                                                  Area No.

VanitaStorming

The Vanita Force of The Samajam in full strength - and without doubt they are expected to put up a great show on February 11th and 12th - The Grand Finale of the Golden Jubilee year, which is going to be Presided by non - other than His Excellency - The Governor of Maharashtra - Shri K. Sankaranarayanan.

Feel Free to send your best wishes to them:

Information to all Members

Dear Member,                                                                                                                                  6^th January, 2012

The Borivli Malayali Samajam is celebrating its Golden Jubilee (50 years) this year. Within the limited time available to this Committee, we have decided to celebrate the occasion in a befitting manner.

The Inter-School Painting Competition held on 25^th September 2011 for schools situated in the ‘R’ ward of the Municipal Corporation of Greater Mumbai was attended by around 475 students.

The Onam cultural programme presented by our children followed by a sumptuous feast on 2^nd October, 2011 was well received by one and all who attended the same. Member of Parliament Shri Sanjay Nirupam, MLA  Shri Gopal Shetty, Municipal Councillor Shri Vinod Ghedia, TV artiste Shri Daya Shetty of CID fame and several others graced the occasion.

A seminar on Redevelopment of properties in Mumbai was conducted by the Samajam in association with the Maharashtra Societies Welfare Association for the benefit of the public on 20^th November, 2011 at the Kamala Vihar Sports Club. Eminent speakers like CA Mr.Ramesh Prabhu, Mr.Pankaj Shah &  Mr.S.R.Desai participated in the event.

The 9^th Inter-School Folk Dance Competition for schools situated between Andheri & Virar was conducted by the Samajam on 8^th December, 2011 at the Prabhodan Thackeray Auditorium in Borivli (W).  About 9 schools participated in the event. Besides cash awards to I, II and III prize winners a trophy was also presented to the 1^st Prize winner.

The XXII Inter-School Elocution Competition for schools situated in the ‘R’ ward of the Municipal Corporation of Greater Mumbai was held on 18^th December, 2011 from 3 p.m onwards. This competition held in English, Hindi and Marathi for students from Std. VII to Std X attracted 115 students.

A Cancer Awareness Lecture has been organized on SUNDAY the 8^th January 2012 at 10.30 a.m for the benefit of our members and the general public at the Samajam School premises in New MHB Colony, Borivli (W). The lecture in Marathi will commence at 10.30 a.m and the lecture in English will commence at 11.30 a.m. We cordially invite you and the members of your family for this lecture.

Literary and Cultural Competitions for Samajam Members and their families will be held on SUNDAY 22nd January, 2012 at the Samajam School premises in New MHB Colony, Borivli (W). A detailed notice showing the events, the age groups and the entry form is attached herewith. We request our members and their children to actively participate in these competitions and make it a grand success.

Sports Meet for Samajam Members & their families will be held on SUNDAY 29^th January, 2012 at the Samajam School premises in New MHB Colony, Borivli (W). A detailed notice showing the events, the age groups and the entry form is attached herewith. We request our members and their children to actively participate in these competitions and make it a grand success

Felicitation of Teachers & Nurses who have completed 25 years of service  

The Samajam has decided to felicitate teachers and nurses who have completed 25 years of continuous service in the teaching and nursing professions. All members of the Samajam, their spouses or their unmarried sons or daughters who have completed or will complete 25 years of service in their teaching or nursing profession as on 31^st December, 2011 are eligible for this felicitation.  However this felicitation is applicable to those who are on the Samajam rolls as on 30^th September, 2011. Details/application forms can be had from the Samajam office or from your area-in-charge. The last date for receiving completed application forms shall be 31^st January, 2012

Awards to Samajam/family members for excellence in various fields:

The Samajam has decided to felicitate its members/family members who have excelled in various fields like Education, Literature, Sports & Games, Performing Arts, Social Service and Business. However this felicitation is applicable to those who are on the Samajam rolls as on 30^th September, 2011. Details/Nomination forms can be had from the Samajam office or from your area-in-charge. The last date for receiving completed application forms shall be 31^st January, 2012

Golden Jubilee Scholarship Award to children of Samajam Members: Like in previous years, the Samajam will felicitate children of Samajam members who have scored highest percentage of marks at the S.S.C and H.S.C (Scince/Commerce/Arts) examinations conducted in February/March 2011 by the Maharashtra State Board of Secondary Education. Eligible children are requested to submit certified copies of their mark sheets along with the name & address of their parents, who have to be necessarily members of the Samajam.

Marriage Meet: A marriage meet exclusively for Keralites specially residing in Mumbai/Navi Mumbai/Thane District has been planned sometime in January/February 2012 to provide a platform for eligible girls/boys and even widows/widowers to meet and inter-act with their prospective partners/in-laws. This meet will be held at the Samajam school premises situated New MHB Colony, Borivli (w). Details of the event can be had from the Samajam office in due cource.

Golden Jubilee Souvenir: A befitting souvenir to commemorate the Golden Jubilee of the Samajam will be published during the 2-day programme scheduled to be held on 11^th & 12^th February, 2012. We request our members to extend all support by booking space in the Souvenir through their friends & well wishers.

Concluding two-day Programme: As a finale to the Golden Jubilee Celebrations, a 2-day programme has been chalked out on 11^th & 12^th February, 2012  the details of which will be intimated to you very soon. We request you to extend all support and co-operation to the Managing Committee in making these programmes a grand success.

You may also contact the following persons for details in connection with any of the above programmes

(1)     Mr.Anup Chalakaran- Vice-President and Chairman Golden Jubilee Celebrations Committee-9820234676

(2)     Mr.P.V.Damodaran-   Jt.Secretar-(Org.) 9869431916

(3)     Mr.N.Gangadharan-   Secretary- Golden Jubilee Celebrations Committee- 9820953164

Wishing you and your family a very HAPPY AND A PROSPEROUS NEW YEAR.

FOR THE BORIVLI MALAYALI SAMAJAMK.

Anil Kumar

Hon.Gen.Secretary- 9987682452